(MCT)—“Who owns my mortgage?”

It’s a frequently asked question, and the reason is always the same: A change is needed. Someone is trying to refinance the mortgage, or is trying to save a house from foreclosure, among possible scenarios.

Finding …

(MCT)—For better and for worse, consumers are starting to take on more debt—much more, surprisingly.

The Federal Reserve reported Tuesday that consumer credit outstanding surged in December at a 9.3 percent annual rate, thanks mostly to strong car sales and …

(MCT)—I consider myself a pretty good gardener, a common sense “greenie,” and a person who does her best to reduce, reuse, and recycle. But, there’s something I must admit. For years now, I’ve resisted composting. It just seemed a bit …

No matter where you go, you can’t miss it. Stores are starting to fill with bright red heart-shaped boxes of candy and greeting card shelves are bursting with Valentine cards. Gals are starting to get dreamy in anticipation over the …

(MCT)—QUESTION: I have been relocated, and my property is underwater. My credit is not important to me, so I am thinking about just walking away from my house as opposed to taking the trouble of doing a short sale.…

(MCT)—Foreclosure commonly represents the end of a struggle. A borrower can’t pay a mortgage, loses a home and moves on.

But Karen Mena, a 38-year-old county worker, never gave up. Mena fought even after her San Bernardino,  Calif., home was …

(MCT)—Months after they agreed to split up, Jaimie and Michael Bolnick continued to live together as they tried to sell their house in Oakland, N.J.

“It was really hard,” Jaimie Bolnick recalled. “You’re living in the house and trying to …

(MCT)—Apologizing isn’t so much an art as a sport. When approached as a skill to build, governed by a few simple rules, the apology almost always achieves its goal—despite any fumbles during delivery. When it’s over, everyone wins.

Degree of …

(MCT)—Good news for facial-hair enthusiasts. After six decades of flagrant beardscrimination, Walt Disney Co. has lifted its ban on employee goatees and other face fuzz.

It’s a bold move by a notoriously conservative company. As Walt Disney himself once did …

(MCT)—Who really wants to contribute to our growing landfills? There are things we toss away everyday that make up the bulk of our trash and they don’t even belong in our garbage bins. Here are my Top 7 ways to …